HOME AND NEIGHBORHOODS · 5 MIN
Choosing an area to live in
In short
Commute, walkability, safety research, school districts and rent, noise, and checking flood zones on the FEMA map.
Where you live changes your daily life more than the apartment itself. Check these things before you sign.
1. Commute
1
Open a map app and enter the address and your work or school.
2
Set the time you will really travel (for example, leave at 7:45 a.m. on a weekday). Traffic changes a 20 minute trip into 50.
3
Check by car, transit and walking. Look at parking costs at work or school.
2. Daily needs
Look for a grocery store, pharmacy, doctor, laundromat (if there is no washer at home), park and a place of worship or community you care about. Read about walkability scores on listing sites.
3. Safety
Many city police departments publish crime maps online. Search "[city name] police crime map".
Look at the kind of crime: car break-ins are different from violent crime.
Visit at night and on a weekend. Are streets lit? Are people walking?
Ask coworkers, classmates and local groups. Be careful with online comments that are really about race or immigrants rather than safety.
4. Schools (if you have children)
Public schools are usually assigned by your home address. The area a school serves is its attendance zone or school district.
Homes in areas with well-known schools usually cost more to rent. Two similar apartments a mile apart can differ in rent because they are in different school zones.
Check the address on the school district's "school finder" or "boundary" page before you sign. Do not trust the listing alone.
5. Noise
Check what is near: highways, airports (flight paths), railroads (trains may blow horns at night), fire stations, bars and stadiums. Visit at the busy time. A unit facing the parking lot or highway is noisier than one facing a courtyard.
6. Flood risk
1
Open msc.fema.gov and type the address.
2
Open the map. Zones starting with A or V are high-risk flood areas.
3
If the result says unmapped, there is no FEMA map for that place.
4
Ask the landlord if the building or parking lot has flooded. Ground-floor and basement units are most at risk.
Standard renters insurance does not cover floods. This differs by state and area; some states require landlords to tell you about past floods.
7. Costs beyond rent
City taxes, parking fees, toll roads on the commute, and higher utility bills in very hot or very cold places.
Common mistakes
Signing a 12 month lease in an area you have only seen online.
Picking an apartment for its pool and gym when the commute is one hour each way.
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